Cho vay tiêu dùng

Cho vay tiêu dùng kỳ 06-2026 đạt 1.896,42 Tỷ USD, theo FRED (Federal Reserve Bank of St. Louis). Đây là chỉ tiêu thuộc bảng Bảng cân đối ngân hàng thương mại Mỹ (Giá trị · Tháng), với chuỗi số liệu đầy đủ từ 01-1947 đến 06-2026. Chuỗi số liệu đầy đủ và biểu đồ tương tác, tải về miễn phí.

Nguồn: FRED (Federal Reserve Bank of St. Louis)

Cập nhật cuối: 29-07-2026 22:17

Chỉ tiêu này trong bảng Bảng cân đối ngân hàng thương mại Mỹ

Chỉ tiêu06-202605-202604-202603-202602-202601-202612-202511-202510-202509-2025
Cho vay tiêu dùng21.896,421.892,451.888,131.882,831.872,81.867,851.860,551.852,191.844,61.836,12
Thẻ tín dụng và hạn mức tuần hoàn khác1.082,271.081,211.081,211.076,021.069,771.067,271.064,221.058,951.054,961.050,77
Cho vay tiêu dùng khác814,16811,24806,92806,81803,03800,59796,32793,24789,63785,36

Cho vay tiêu dùng theo năm

NămBình quân±Cao nhấtThấp nhấtT1T2T3T4T5T6T7T8T9T10T11T12
20261.883,42+2,84%1.896,421.867,851.867,85+2,85%1.872,8+2,87%1.882,83+3,33%1.888,13+3,79%1.892,45+3,6%1.896,42+3,74%······
20251.831,49−4,36%1.860,551.816,11.816,14,68%1.820,594,77%1.822,24,8%1.819,174,68%1.826,764,47%1.828,124,56%1.823,014,88%1.828,464,82%1.836,124,57%1.844,64,23%1.852,193,56%1.860,552,32%
20241.915,05+1,72%1.926,021.904,811.905,3+3,13%1.911,73+3,17%1.914,16+2,56%1.908,39+1,73%1.912,3+1,66%1.915,45+1,57%1.916,64+1,76%1.921,07+1,62%1.924,14+1,44%1.926,02+1,26%1.920,64+0,67%1.904,81+0,16%
20231.882,66+6,92%1.907,871.847,561.847,56+11,22%1.853,02+10,64%1.866,29+9,76%1.875,95+8,71%1.880,99+7,91%1.885,78+7%1.883,49+5,91%1.890,41+5,67%1.896,82+5,18%1.901,99+4,39%1.907,87+4,23%1.901,76+3,39%
20221.760,87+12,11%1.839,491.661,141.661,14+9,43%1.674,88+10,1%1.700,35+11,53%1.725,6+13,15%1.743,07+12,8%1.762,42+12,92%1.778,41+12,94%1.789,02+12,67%1.803,45+12,93%1.822,09+12,93%1.830,48+12,21%1.839,49+11,6%
20211.570,62+2,03%1.648,281.518,011.518,014,87%1.521,185,02%1.524,64,99%1.525,081,57%1.545,33+1,67%1.560,77+3,13%1.574,7+4,04%1.587,77+5,06%1.596,99+5,62%1.613,51+6,48%1.631,24+7,64%1.648,28+8,51%
20201.539,3−0,43%1.604,711.511,271.595,73+6,09%1.601,64+5,99%1.604,71+5,73%1.549,38+1,57%1.519,961,06%1.513,441,9%1.513,62,19%1.511,272,99%1.512,073,28%1.515,283,78%1.515,494,21%1.519,064,39%
20191.545,96+5,36%1.588,721.504,121.504,12+5,02%1.511,11+5,29%1.517,81+5,32%1.525,42+4,5%1.536,17+4,94%1.542,82+4,98%1.547,5+5,31%1.557,84+5,55%1.563,27+5,53%1.574,76+5,83%1.582,04+5,85%1.588,72+6,13%
20181.467,33+6,12%1.496,951.432,231.432,23+5,49%1.435,25+5,51%1.441,11+5,71%1.459,69+6,87%1.463,9+6,93%1.469,64+7,22%1.469,49+6,77%1.475,89+6,77%1.481,34+6,48%1.487,95+5,75%1.494,54+5,12%1.496,95+4,88%
20171.382,74+5,41%1.427,371.357,711.357,71+7,22%1.360,35+7,07%1.363,28+6,39%1.365,81+5,97%1.369,04+5,63%1.370,71+4,69%1.376,27+4,07%1.382,37+3,89%1.391,22+4,24%1.407,06+4,88%1.421,71+5,57%1.427,37+5,49%
20161.311,79+7,79%1.353,021.266,321.266,32+6,91%1.270,48+7%1.281,35+7,67%1.288,82+7,48%1.296,13+7,52%1.309,3+8,13%1.322,41+8,55%1.330,63+8,53%1.334,69+8,14%1.341,6+7,97%1.346,68+7,84%1.353,02+7,66%
20151.217+5,08%1.256,711.184,521.184,52+5,02%1.187,32+4,76%1.190,09+4,56%1.199,1+4,74%1.205,53+4,64%1.210,91+4,56%1.218,3+4,69%1.226,02+4,93%1.234,2+5,23%1.242,59+5,78%1.248,75+5,86%1.256,71+6,17%
20141.158,13+3,42%1.183,631.127,931.127,93+2,32%1.133,38+2,4%1.138,21+2,39%1.144,88+2,75%1.152,13+3,01%1.158,09+3,09%1.163,7+3,69%1.168,4+3,78%1.172,86+3,96%1.174,67+3,77%1.179,66+4,6%1.183,63+5,2%
20131.119,83+2,17%1.131,961.102,381.102,38+1,67%1.106,77+1,91%1.111,7+2,03%1.114,22+2,21%1.118,49+1,79%1.123,41+2,18%1.122,27+2,26%1.125,79+2,32%1.128,2+2,35%1.131,96+2,74%1.127,74+2,35%1.125,1+2,25%
20121.096,02+1,75%1.102,271.084,311.084,31+0,96%1.086,04+1,47%1.089,6+1,79%1.090,13+1,44%1.098,78+2,3%1.099,43+1,92%1.097,49+1,53%1.100,27+1,86%1.102,27+2,21%1.101,8+2,08%1.101,84+1,9%1.100,32+1,52%
20111.077,18+2,01%1.083,831.070,331.074,01+31,27%1.070,33+31,99%1.070,43+20,89%1.074,67,06%1.074,096,41%1.078,755,35%1.080,944,9%1.080,134,7%1.078,43,77%1.079,332,85%1.081,282,29%1.083,831,9%
20101.055,95+23,02%1.156,19810,94818,197,8%810,949,08%885,45+0,82%1.156,19+33,53%1.147,7+33,18%1.139,67+33,29%1.136,65+33,65%1.133,45+33,49%1.120,64+32,37%1.111,02+32,19%1.106,67+31,79%1.104,79+32,53%
2009858,36+3,89%891,89833,65887,46+10,94%891,89+11,93%878,27+9,99%865,89+7,74%861,77+6,54%855,04+5,2%850,47+3,26%849,1+2,35%846,61+1,15%840,472,24%839,73,34%833,654,7%
2008826,18+9,02%874,78796,83799,94+8,12%796,83+8,04%798,53+9,15%803,7+9,07%808,87+8,95%812,81+8,19%823,66+8,07%829,59+8,47%836,97+8,18%859,76+11,38%868,74+10,84%874,78+9,65%
2007757,81+5,78%797,83731,59739,84+5,31%737,52+5,37%731,59+3,46%736,89+3,32%742,44+2,64%751,29+5,01%762,17+7,16%764,81+6,55%773,65+7,65%771,93+6,82%783,75+7,69%797,83+8,21%
2006716,41+2,58%737,27699,96702,51+1,22%699,96+1,3%707,12+1,96%713,19+2,77%723,35+4,51%715,44+3,2%711,22+1,87%717,79+1,74%718,68+1,14%722,65+3%727,75+3,41%737,27+4,85%
2005698,39+2,85%710,59690,97694,06+3,26%690,97+2,87%693,52+3,46%693,96+3,19%692,14+2,23%693,26+1,94%698,17+2,62%705,52+3,28%710,59+3,59%701,58+2,62%703,73+3,46%703,14+1,69%
2004679,04+9,61%691,44670,32672,16+10,12%671,7+10,28%670,32+10,96%672,49+11,59%677,07+10,5%680,07+10,91%680,33+10,09%683,09+10,49%685,95+11,03%683,67+10,81%680,19+5,25%691,44+3,99%
2003619,53+5,36%664,94602,63610,37+6,24%609,07+5,66%604,13+4,86%602,63+3,77%612,71+5,65%613,2+5,95%617,96+6,87%618,26+4,76%617,81+3,26%616,98+1,79%646,28+6,71%664,94+8,8%
2002588,01+4,13%611,14574,49574,49+2,8%576,44+3,22%576,12+3,23%580,73+3,4%579,96+2,64%578,74+2,6%578,23+2,53%590,18+4,21%598,3+5,55%606,12+7%605,65+5,86%611,14+6,39%
2001564,69+6,36%574,46558,07558,86+9,55%558,45+9,34%558,07+8,43%561,63+7,94%565,06+7,83%564,06+6,51%563,95+6,19%566,33+5,17%566,84+4,31%566,46+4,08%572,13+4,3%574,46+3,38%
2000530,91+7,1%555,67510,13510,13+2,36%510,75+3,22%514,68+4,19%520,33+4,65%524,04+5,95%529,56+6,93%531,05+7,26%538,49+9,39%543,44+10,07%544,28+10,49%548,56+10,92%555,67+9,74%
1999495,73+0,33%506,34492,26498,36+0,08%494,81+0,32%493,99+0,48%497,20,31%494,60,33%495,25+0,28%495,11+1,26%492,26+0,36%493,74+0,46%492,580,27%494,560,06%506,34+1,72%
1998494,09−2,62%498,72488,94497,962,73%493,243,17%491,632,56%498,721,44%496,232,43%493,853,46%488,944,6%490,494,34%491,473,07%493,911,47%494,851,3%497,790,71%
1997507,36+2,54%512,74501,25511,95+5,45%509,37+5,11%504,56+3,66%506,01+3,11%508,61+4,06%511,54+3,83%512,52+4,08%512,74+3,43%507,04+1,46%501,250,73%501,381,01%501,341,5%
1996494,78+6,35%509484,62485,5+8,4%484,62+8,05%486,75+7,83%490,74+7,3%488,78+6,28%492,67+6,14%492,44+5,1%495,73+4,72%499,77+5,13%504,93+6,27%506,47+5,94%509+5,4%
1995465,22+12,65%482,92447,88447,88+15,37%448,51+14,73%451,39+14,69%457,37+14,57%459,89+13,9%464,16+14,06%468,55+13%473,38+12,57%475,4+11,68%475,12+9,72%478,08+9,63%482,92+8,96%
1994412,98+12,09%443,22388,23388,23+8,61%390,94+8,95%393,58+9,65%399,2+10,88%403,78+11,14%406,93+11,43%414,63+12,15%420,51+13,06%425,68+14,1%433,04+14,88%436,07+14,55%443,22+15,06%
1993368,44+3,25%385,21357,44357,441,55%358,820,76%358,960,26%360,03+0,27%363,3+1,67%365,19+2,26%369,71+3,83%371,92+4,92%373,06+5,29%376,94+6,94%380,67+7,98%385,21+8,78%
1992356,83−2,88%363,05352,49363,052,34%361,562,67%359,893,17%359,073,27%357,333,61%357,113,19%356,092,78%354,472,99%354,32,78%352,492,67%352,542,62%354,122,48%
1991367,43−1,99%371,77362,02371,771,14%371,491,24%371,661,09%371,190,89%370,721,37%368,891,7%366,291,54%365,422,17%364,432,5%362,143,43%362,023,38%363,123,42%
1990374,88+2,78%376,14372,03376,05+5,45%376,14+5,29%375,76+4,63%374,52+3,76%375,86+3,67%375,25+3,29%372,03+1,86%373,53+1,83%373,77+1,4%375,01+1,28%374,67+0,63%375,96+0,54%
1989364,75+6,13%373,95356,61356,61+7,98%357,24+7,47%359,15+6,79%360,95+6,32%362,54+6,25%363,3+5,81%365,25+5,74%366,83+5,62%368,61+5,65%370,28+5,34%372,31+5,53%373,95+5,25%
1988343,69+7,65%355,29330,27330,27+4,86%332,41+5,39%336,32+6,32%339,49+7%341,23+7,53%343,35+8,84%345,4+8,97%347,31+8,76%348,89+8,39%351,49+8,38%352,8+8,54%355,29+8,69%
1987319,27+5,07%326,87314,96314,96+7,41%315,42+6,87%316,32+6,67%317,28+6,42%317,34+5,77%315,46+4,38%316,96+3,96%319,34+3,97%321,89+4,02%324,31+4,1%325,04+3,83%326,87+3,85%
1986303,85+10,19%314,74293,24293,24+13,65%295,13+12,72%296,55+11,63%298,15+11,64%300,04+10,82%302,22+10,24%304,89+9,67%307,16+9,13%309,45+8,98%311,53+8,42%313,05+8,14%314,74+8,13%
1985275,74+17,72%291,07258,02258,02+19,83%261,83+19,92%265,67+19,97%267,07+18,6%270,75+17,99%274,15+17,45%278,02+17,5%281,47+17,6%283,95+17,03%287,34+16,92%289,48+16,07%291,07+14,67%
1984234,23+18,56%253,83215,33215,33+14,55%218,33+16,12%221,44+17,01%225,18+18,14%229,48+19,39%233,41+20,32%236,62+20,25%239,35+19,78%242,62+19,71%245,76+19%249,41+18,84%253,83+19,21%
1983197,55+6,72%212,93187,99187,99+3%188,02+2,82%189,26+3,29%190,6+3,6%192,22+4,14%193,99+4,58%196,77+6%199,83+7,5%202,67+8,92%206,53+10,77%209,88+12,34%212,93+13,35%
1982185,11+2,35%187,85182,51182,51+2,06%182,85+2,07%183,23+1,93%183,98+2,32%184,57+2,18%185,5+2,5%185,63+2,54%185,89+2,3%186,08+2,15%186,44+2,38%186,82+2,67%187,85+3,13%
1981180,85−0,24%182,15178,83178,833,09%179,143,78%179,773,6%179,82,52%180,630,53%180,98+0,66%181,04+1%181,72+1,63%182,15+2,08%182,11+2,01%181,96+1,81%182,14+1,93%
1980181,29+2,82%186,48178,44184,53+12,14%186,18+11,77%186,48+10,42%184,45+7,45%181,59+4,01%179,78+1,5%179,24+0,17%178,811,04%178,442,02%178,512,47%178,722,73%178,692,77%
1979176,31+15,23%183,78164,56164,56+17,44%166,57+17,38%168,88+17,33%171,67+17,25%174,59+17,17%177,12+16,65%178,95+15,6%180,68+14,31%182,11+14,17%183,04+12,68%183,74+12,27%183,78+11,77%
1978153,01+20%164,43140,12140,12+19,3%141,91+19,2%143,93+19,17%146,41+19,41%149,01+19,45%151,83+19,93%154,79+20,51%158,06+21,29%159,5+20,72%162,45+21,15%163,66+20,44%164,43+19,13%
1977127,51+15,73%138,03117,45117,45+11,53%119,06+12,53%120,79+13,31%122,62+13,96%124,74+15%126,6+15,56%128,45+16,26%130,31+16,86%132,12+17,44%134,09+17,98%135,89+18,34%138,03+19,19%
1976110,18+7,89%115,8105,31105,31+3,35%105,8+3,63%106,6+4,61%107,6+6,08%108,47+7,23%109,55+8,36%110,49+9,14%111,51+9,74%112,5+10,1%113,65+10,46%114,83+10,87%115,8+11%
1975102,12+0,7%104,33101,1101,9+2,86%102,1+2,43%101,9+1,59%101,43+0,52%101,160,2%101,10,69%101,230,83%101,620,62%102,180,29%102,89+0,39%103,57+1,23%104,33+2,15%
1974101,4+8,68%102,4899,0799,07+14,56%99,68+12,94%100,3+11,62%100,9+10,72%101,36+9,99%101,81+9,18%102,07+8,22%102,25+7,31%102,48+6,74%102,48+5,88%102,32+4,64%102,13+3,85%
197393,3+17,05%98,3586,4886,48+16,94%88,26+17,73%89,86+18,05%91,13+18,26%92,16+17,99%93,25+18,1%94,33+17,73%95,28+17,05%96,01+16,45%96,79+15,89%97,78+15,51%98,35+15,35%
197279,71+15,4%85,2673,9573,95+12,85%74,97+13,75%76,11+14,39%77,06+14,56%78,11+14,97%78,95+15,16%80,12+15,7%81,4+16,45%82,45+16,46%83,52+16,69%84,65+16,76%85,26+16,53%
197169,08+8,08%73,1765,5365,53+4,31%65,91+4,56%66,54+5,28%67,26+6,23%67,94+7,11%68,56+8,14%69,25+8,37%69,91+8,7%70,8+9,53%71,57+10,44%72,49+11,76%73,17+12,21%
197063,91+5,27%65,2162,8262,82+7,83%63,03+7,25%63,2+6,44%63,31+5,56%63,43+4,76%63,4+4,35%63,9+4,57%64,31+4,87%64,64+4,81%64,81+4,54%64,87+4,22%65,21+4,32%
196960,71+11,68%62,5158,2658,26+12,87%58,77+12,97%59,38+13,18%59,98+13,48%60,55+13,62%60,76+12,79%61,11+12,42%61,33+11,66%61,67+10,76%61,99+9,8%62,24+8,92%62,51+8,37%
196854,36+10,18%57,6851,6251,62+7,7%52,03+8,39%52,47+8,91%52,85+9,26%53,29+9,55%53,87+9,97%54,35+10,1%54,92+10,34%55,68+10,96%56,46+11,73%57,14+12,23%57,68+12,67%
196749,34+5,08%51,1947,9247,92+5,47%48+4,88%48,17+4,26%48,38+3,98%48,65+4,04%48,98+3,84%49,37+4,16%49,77+4,65%50,18+5,43%50,53+6,18%50,92+6,78%51,19+7,18%
196646,95+10,35%47,7645,4445,44+13,61%45,77+13,66%46,2+13,57%46,52+12,83%46,76+11,95%47,17+11,7%47,4+10,57%47,56+9,4%47,6+8,46%47,59+7,23%47,69+6,45%47,76+6,09%
196542,55+14,64%45,0239,9939,99+15,49%40,27+14,85%40,68+14,57%41,23+14,78%41,77+14,86%42,23+14,92%42,87+14,69%43,47+14,49%43,89+14,4%44,38+14,34%44,8+14,53%45,02+13,96%
196437,12+14,92%39,5134,6334,63+13,37%35,06+13,44%35,51+13,67%35,92+13,91%36,36+14,22%36,75+14,43%37,37+15,11%37,97+17,93%38,36+17%38,82+15,13%39,11+14,93%39,51+15,57%
196332,3+10,98%34,1930,5530,55+9,63%30,91+10,2%31,24+10,36%31,54+10,67%31,83+10,94%32,12+10,64%32,47+10,83%32,2+9,02%32,79+10,41%33,71+12,73%34,03+13,02%34,19+13,07%
196229,1+7,23%30,2327,8627,86+5,98%28,05+4,21%28,31+3,42%28,5+5,03%28,7+6,45%29,03+7,3%29,3+7,91%29,53+8,43%29,7+9,17%29,91+9,51%30,11+9,7%30,23+9,49%
196127,14+7,34%27,6126,2926,29+8,3%26,91+10,12%27,37+11,09%27,13+9,3%26,96+7,95%27,05+7,66%27,15+6,98%27,24+6,32%27,2+5,38%27,31+5,18%27,45+5,24%27,61+5,08%
196025,28+13,25%26,2824,2724,27+17,11%24,44+16,6%24,64+16,18%24,82+15,52%24,97+14,98%25,13+14,28%25,38+13,17%25,62+12,26%25,81+11,25%25,97+10,09%26,08+9,94%26,28+9,18%
195922,33+11,49%24,0720,7320,73+4,11%20,96+4,75%21,21+6,61%21,49+8,25%21,72+9,31%21,99+11,11%22,43+12,45%22,82+13,23%23,2+15,41%23,58+17,24%23,73+17,25%24,07+17,78%
195820,03+3,33%20,4319,7919,91+5,82%20,01+6,4%19,89+5,09%19,85+4,42%19,87+3,61%19,79+2,59%19,94+2,66%20,15+2,82%20,1+1,71%20,12+1,05%20,23+1,12%20,43+3,13%
195719,38+7,11%20,0118,8118,81+9,02%18,81+8,26%18,93+7,87%19,01+7,35%19,18+7,42%19,29+6,11%19,43+6,12%19,6+6,67%19,77+7,26%19,91+7,34%20,01+7,19%19,81+5,01%
195618,09+12,87%18,8717,2617,26+16,43%17,37+16,15%17,55+15,59%17,71+14,69%17,85+13,91%18,18+13,05%18,31+12,33%18,37+11,73%18,43+10,91%18,55+10,33%18,67+10,14%18,87+10,42%
195516,03+11,42%17,0914,8214,82+2,25%14,96+4,38%15,18+6,43%15,44+8,72%15,67+10,64%16,08+13,08%16,3+13,89%16,44+14,05%16,62+15,05%16,81+15,96%16,95+16,3%17,09+16,05%
195414,39+3,59%14,7214,1614,5+13,22%14,33+9,57%14,26+6,47%14,2+3,86%14,16+1,95%14,22+1,49%14,31+1,88%14,42+1,58%14,44+0,87%14,5+0,71%14,57+1,46%14,72+1,67%
195313,89+22,83%14,4812,812,8+23,11%13,08+25,06%13,4+27,04%13,68+28,85%13,89+28,69%14,01+25,32%14,04+23,19%14,19+22,14%14,32+21,65%14,4+19,38%14,36+16,72%14,48+15,58%
195211,31+9,14%12,5310,410,4+2,09%10,46+2,39%10,55+3,02%10,61+3,42%10,8+4,94%11,18+8,4%11,4+10,11%11,62+11,71%11,77+12,6%12,06+14,84%12,31+16,65%12,53+18,73%
195110,36+13,41%10,5510,1910,19+24,37%10,21+22,2%10,24+20,1%10,26+18,03%10,29+16,05%10,31+14,11%10,35+12,39%10,4+10,77%10,45+9,22%10,5+7,74%10,55+6,31%10,55+4,5%
19509,13+23,65%10,18,198,19+18,18%8,36+19,54%8,52+20,87%8,69+22,21%8,86+23,52%9,04+24,84%9,21+25,37%9,39+25,47%9,57+25,54%9,75+25,62%9,92+25,72%10,1+25,75%
19497,39+15,65%8,036,936,93+19,93%6,99+18,43%7,05+16,99%7,11+15,57%7,18+14,24%7,24+12,97%7,35+13,01%7,49+13,85%7,62+14,69%7,76+15,47%7,89+16,25%8,03+17,03%
19486,39+30,14%6,865,785,78+38,87%5,9+37,39%6,03+36,04%6,16+34,74%6,28+33,42%6,41+32,23%6,5+30,53%6,57+28,5%6,65+26,65%6,72+24,85%6,79+23,15%6,86+21,57%
19474,91·5,654,164,164,34,434,574,714,854,985,125,255,385,515,65

80 năm số liệu, đơn vị Tỷ USD. Cột Bình quân là trung bình các kỳ trong năm, cột ± so với bình quân năm trước. Số nhỏ dưới mỗi ô là mức so với cùng kỳ năm trước. Xem chuỗi đầy đủ trên biểu đồ ở đầu trang hoặc tại bảng Bảng cân đối ngân hàng thương mại Mỹ.

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