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Tín dụng tiêu dùng Mỹ theo chủ thể nắm giữ

Dư nợ tín dụng tiêu dùng của hộ gia đình Mỹ theo tháng, tách hai chiều: theo LOẠI DƯ NỢ (tuần hoàn - chủ yếu là thẻ tín dụng, và không tuần hoàn - vay trả góp, trong đó có cho vay sinh viên và cho vay mua xe) và theo CHỦ THỂ NẮM GIỮ (tổ chức nhận tiền gửi, công ty tài chính, hợp tác xã tín dụng, Chính phủ liên bang, tổ chức phi lợi nhuận và giáo dục). Nhìn theo chủ thể mới thấy khoản vay sinh viên gần như nằm trọn ở Chính phủ liên bang chứ không phải ngân hàng. Số liệu chưa điều chỉnh mùa vụ. Nguồn: Fed (G.19) qua FRED. Bấm vào tên một chỉ tiêu để thêm vào biểu đồ ở đầu trang.

Nguồn: FRED (Federal Reserve Bank of St. Louis)

Cập nhật cuối: 29-07-2026 23:55

Hiện tới cấp
Chỉ tiêu05-202604-202603-202602-202601-202612-202511-202510-202509-202508-202507-202506-202505-202504-202503-202502-202501-202512-202411-202410-202409-202408-202407-202406-202405-202404-202403-202402-202401-202412-202311-202310-202309-202308-202307-202306-202305-2023
Tổng dư nợ tín dụng tiêu dùng75.105.204,445.097.093,585.074.571,715.068.037,235.090.135,635.099.408,785.065.797,815.046.720,195.040.324,185.025.276,655.008.375,224.996.295,444.999.115,84.981.018,594.963.306,994.915.432,734.942.759,134.948.059,375.049.873,325.038.819,035.027.763,155.023.689,644.999.032,344.980.854,454.976.852,314.959.609,344.956.362,954.972.369,494.988.048,114.988.225,924.979.051,524.937.828,64.927.943,94.917.333,464.914.529,994.906.672,164.879.733,57
Tổ chức nhận tiền gửi2.052.049,042.041.645,32.019.893,042.011.254,292.030.908,632.058.361,962.026.431,862.007.488,661.997.551,941.993.742,571.987.535,891.973.619,031.978.036,61.963.215,021.947.340,061.964.577,51.984.876,342.009.5292.116.307,922.107.095,492.093.198,032.096.870,072.088.947,462.078.595,072.075.045,682.056.611,532.053.365,982.067.945,122.079.130,632.101.300,942.099.193,22.063.679,612.061.404,972.062.298,542.039.100,982.033.954,972.025.271,61
Công ty tài chính703.134,8703.846,84704.967,53705.001,12709.764,22713.593,28712.413,55714.149,77717.046,67722.980,37722.782,95724.834727.993,83730.663,22730.709,91733.875,82738.170,86739.420,57737.066,88737.156,02735.829,55736.026,09734.458,71731.926,37732.652,68731.026,32729.283,26728.108,45728.080,43727.276,28724.206,33721.497,42718.694,81715.924,97710.929,57706.500,04692.567,22
Hợp tác xã tín dụng717.232,67716.522,93716.511,22718.998,2722.560,23721.252,05721.979,62722.201,6722.102,54721.267,94721.461,1721.946,66720.340,25717.040716.229,85649.374,41650.753,63650.020,42649.599651.585,9652.178,9656.100,08656.451,7654.542,84655.291,07654.457,02654.453,86657.680,88660.670,64662.595,09662.285,48663.518,33661.434,2659.641,64657.049,13653.867,12649.029,72
Chính phủ liên bang1.606.569,631.608.690,411.606.668,481.605.849,261.599.454,731.578.035,941.574.803,451.572.751,631.573.310,161.556.885,091.546.074,291.545.278,431.542.520,791.540.289,241.539.518,381.537.563,841.538.342,691.517.974,181.515.654,71.512.333,151.515.690,851.503.708,71.488.279,261.484.905,91.483.347,561.486.783,131.488.624,631.486.585,541.486.602,051.462.189,991.462.359,61.462.000,281.463.066,991.456.889,271.485.388,171.490.107,51.490.826,29
Tổ chức phi lợi nhuận và giáo dục11.277,2111.447,0111.590,3611.734,6511.958,4512.355,514.336,214.273,0914.434,4314.502,4614.602,4114.703,6814.796,7614.911,9515.075,5115.194,5915.354,6615.405,3515.423,2714.728,3814.862,5615.256,0115.469,5115.779,415.997,7216.839,0117.251,6217.645,1418.114,9818.600,3218.805,8719.156,5819.501,7719.163,6818.848,8719.222,0719.028,12
Dư nợ tuần hoàn (thẻ tín dụng)31.296.876,71.291.337,431.277.195,941.274.278,791.294.116,271.324.322,361.292.815,431.275.477,861.267.412,831.270.975,971.269.277,511.256.299,751.252.391,311.240.961,061.232.039,161.251.281,711.269.963,61.296.965,621.319.582,831.310.772,011.298.033,281.303.776,261.296.770,041.286.627,261.283.829,641.264.343,411.259.721,511.265.950,81.275.735,171.298.865,891.280.589,021.241.195,941.234.669,351.236.073,621.215.468,731.205.067,121.194.134,41
Tổ chức nhận tiền gửi1.194.646,761.189.272,391.175.533,041.171.697,971.189.236,421.219.734,961.189.793,251.173.051,641.165.396,961.169.1741.167.378,551.154.674,031.151.101,791.139.778,771.130.843,061.148.632,761.165.641,091.192.917,031.217.123,421.208.507,961.196.161,021.201.764,81.194.765,961.185.074,041.182.667,191.163.638,071.159.146,981.165.0101.173.211,311.195.397,961.178.790,41.140.222,661.134.953,971.136.175,861.116.076,551.107.154,961.096.748,43
Công ty tài chính15.390,2715.316,5615.177,6615.499,0715.881,6216.295,5916.057,2115.821,7715.582,4715.809,6315.983,0216.116,1116.375,316.599,1116.828,6417.288,5117.774,5518.294,5318.283,5218.272,6418.261,8218.513,118.744,4818.967,0219.098,7619.154,2419.173,8219.675,2220.244,5320.847,2620.707,6220.599,7220.416,7520.551,6720.677,3620.767,5620.781,06
Hợp tác xã tín dụng86.839,6786.748,4886.485,2487.081,7588.998,2388.291,886.964,9786.604,4686.433,4185.992,3585.915,9385.508,4184.888,8484.531,5784.291,5185.279,9986.464,485.667,184.086,8683.900,4383.517,483.402,7583.161,382.485,1681.959,481.443,481.289,6481.149,8182.159,0982.495,8280.963,9780.244,5879.167,7779.215,4278.584,4877.014,7776.478,88
Dư nợ không tuần hoàn73.808.327,743.805.756,153.797.375,773.793.758,443.796.019,363.775.086,433.772.982,383.771.242,333.772.911,343.754.300,673.739.097,713.739.995,693.746.724,493.740.057,543.731.267,833.664.151,023.672.795,543.651.093,753.730.290,53.728.047,033.729.729,873.719.913,383.702.262,33.694.227,193.693.022,673.695.265,933.696.641,443.706.418,73.712.312,953.689.360,033.698.462,53.696.632,673.693.274,553.681.259,843.699.061,263.701.605,043.685.599,16
Tổ chức nhận tiền gửi857.402,28852.372,91844.360839.556,32841.672,21838.627836.638,62834.437,02832.154,98824.568,57820.157,34818.945826.934,81823.436,26816.497815.944,73819.235,25816.611,97899.184,5898.587,53897.037,01895.105,26894.181,5893.521,03892.378,49892.973,46894.219902.935,12905.919,32905.902,99920.402,8923.456,94926.451926.122,69923.024,43926.800,01928.523,18
Công ty tài chính687.744,53688.530,28689.789,87689.502,05693.882,6697.297,69696.356,34698.328701.464,2707.170,74706.799,93708.717,89711.618,53714.064,11713.881,27716.587,31720.396,32721.126,04718.783,36718.883,38717.567,73717.512,99715.714,23712.959,35713.553,92711.872,07710.109,44708.433,23707.835,9706.429,02703.498,71700.897,71698.278,06695.373,31690.252,21685.732,47671.786,15
Hợp tác xã tín dụng630.393629.774,45630.025,98631.916,45633.562,01632.960,25635.014,64635.597,14635.669,13635.275,59635.545,17636.438,26635.451,42632.508,43631.938,33564.094,42564.289,23564.353,32565.512,14567.685,47568.661,49572.697,34573.290,41572.057,67573.331,67573.013,62573.164,22576.531,07578.511,54580.099,27581.321,5583.273,75582.266,43580.426,21578.464,65576.852,35572.550,84
Chính phủ liên bang1.606.569,631.608.690,411.606.668,481.605.849,261.599.454,731.578.035,941.574.803,451.572.751,631.573.310,161.556.885,091.546.074,291.545.278,431.542.520,791.540.289,241.539.518,381.537.563,841.538.342,691.517.974,181.515.654,71.512.333,151.515.690,851.503.708,71.488.279,261.484.905,91.483.347,561.486.783,131.488.624,631.486.585,541.486.602,051.462.189,991.462.359,61.462.000,281.463.066,991.456.889,271.485.388,171.490.107,51.490.826,29
Tổ chức phi lợi nhuận và giáo dục11.277,2111.447,0111.590,3611.734,6511.958,4512.355,514.336,214.273,0914.434,4314.502,4614.602,4114.703,6814.796,7614.911,9515.075,5115.194,5915.354,6615.405,3515.423,2714.728,3814.862,5615.256,0115.469,5115.779,415.997,7216.839,0117.251,6217.645,1418.114,9818.600,3218.805,8719.156,5819.501,7719.163,6818.848,8719.222,0719.028,12
Trong đó, cho vay sinh viên1.862.697,61.834.690,11.832.977,451.802.607,021.805.464,61.778.376,731.772.891,411.741.137,841.753.333,671.729.139,141.732.575,351.761.243,55
Trong đó, cho vay mua xe1.559.772,331.562.165,51.560.732,931.560.787,621.555.165,591.564.316,811.562.252,411.557.390,771.550.274,041.550.726,631.547.708,471.530.545,5
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